Could I Claim For Anxiety Caused By A Car Crash?

By Cat Reeves. Last Updated 11th May 2023. If you have suffered from anxiety caused by a car crash, you might be wondering whether you can claim. You could be entitled to pursue compensation if another road user’s negligence caused the car accident and you suffered physical or psychological injuries as a result.

All road users owe one another a duty of care. If this is breached, causing an accident that results in injuries, this constitutes negligence. We’ll look at the duty of care that road users owe and how a breach could occur.

This guide aims to provide you with all of the information you need to make a personal injury claim. For instance, we’ll look at how long you have to begin your claim and how much compensation you could be owed if your claim succeeds. Moreover, we will look at the benefits of hiring a personal injury solicitor and the services that they can provide. 

You can speak with an advisor from our team for free legal advice. They are available to help you 24 hours a day, 7 days a week. For a free consultation, please: 

Anxiety caused by a car crash

Anxiety caused by a car crash claims guide

Select A Section

  1. What Is A Claim For Anxiety Caused By A Car Crash?
  2. What Are The Symptoms Of Anxiety Caused By A Car Crash?
  3. Time Limits To Claim For Road Traffic Accidents
  4. Evidence To Support A Claim For Compensation For Anxiety After A Car Accident
  5. Calculating Payouts For Anxiety Caused By A Car Crash
  6. Begin Your Claim For Anxiety Caused By A Car Crash

What Is A Claim For Anxiety Caused By A Car Crash?

Car accidents can cause injuries of both a physical and psychological nature. In some cases, you could suffer mental harm in a car crash without any physical injuries. 

You might also suffer from psychological injuries due to the physical injuries that you sustain in the accident. For example, you might sustain a back injury that leaves you bedridden; this could cause you anxiety about travelling on the road as you fear being injured again. 

Overall, a personal injury claim seeks to return you, as much as possible, to the state you were in before the incident. Any financial losses that are incurred as a result of your injuries might also be considered in a payout for a successful claim. 

To be eligible to make a personal injury claim after a road traffic accident, you must be able to prove that you were injured as a result of another road user’s negligence. As established by the Road Traffic Act 1988, all road users must conduct themselves in a safe manner to avoid the risk of injury to themselves and other road users. The Highway Code can also be referred to for guidance on safety on the road. 

If you are at fault and suffer anxiety caused by a car crash, you may not be able to seek compensation. You could be involved in a split liability incident where both parties share responsibility for the accident. If this is the case you may still be awarded compensation for your injuries that’s reduced according to the level of blame you carry. 

What Are The Symptoms Of Anxiety Caused By A Car Crash?

According to the NHS, anxiety is a feeling of unease, for instance, being worried or scared. It could occur after a car accident. You may be worried about travelling on the roads again because you’re scared that you’ll be involved in another accident. 

Some of the symptoms of anxiety could include:

  • Restlessness
  • A feeling of worry or concern
  • Trouble concentrating or sleeping
  • Dizziness
  • An effect on your heartbeat, for example, heart palpitations

If you have experienced anxiety following a car crash that a negligent road user caused, you could be entitled to claim. Please speak with our advisors for more details. 

How Many People Suffer With Anxiety?

If you are wondering how common mental health problems are, we have provided you with statistics from the mental health charity Mind. 

In England, 1 in 6 people reported that they suffer from a common mental health condition in any given week. 

Furthermore, 8 out of 100 people endured mixed anxiety and depression, with 4 out of 100 people suffering from Post Traumatic Stress Disorder (PTSD). 

If you have endured anxiety caused by a car crash caused by negligence, please speak with an advisor from our team. You might be eligible to claim. 

Time Limits To Claim For Road Traffic Accidents

You generally have 3 years to begin a claim, as outlined by the Limitation Act 1980. This may begin from: 

  • The date of the accident 
  • When you connected your injuries to negligence (the date of knowledge)

There are some circumstances in which this limitation period can vary. For example, the injured party might be below the age of 18 when they were injured or they could lack the mental capacity to go through the claims process. 

If so, the time limit will be suspended and a litigation friend can claim on their behalf. This could be any adult with the claimant’s best interest at heart. If the injured party becomes able to claim and no claim has been made for them, then they have 3 years in which to pursue their own case.  

You may have questions regarding litigation friends or the road traffic accident claims time limit. If so, please get in touch with our advisors. If they feel your claim is valid, they could connect you with a lawyer from our panel. 

Evidence To Support A Claim For Compensation For Anxiety After A Car Accident

In order to form the basis of a valid car crash anxiety compensation claim, you must be able to provide evidence that negligence occurred. Evidence can come in many different forms, including:

  •   Dashcam footage: Dashcam footage of the accident can help prove who is liable and how the accident occurred.
  •   Medical records: Your medical records can detail your injuries, their severity, and the treatment you may need going forward. This includes both physical injuries and psychological injuries, such as a broken bone and anxiety after a car accident.
  •   Psychiatrist letter: A letter or other documentation from a psychiatrist or psychologist could help support a claim for anxiety.
  •   Photographs: Taking pictures of the accident site and any physical injuries creates a visual record of what happened.
  •   Witness contact details: When you take the contact details of potential witnesses, this means that their statements can be taken at a later date.

To learn more about the evidence you need to claim compensation for anxiety after a car accident, contact our team of advisors today. If your claim is valid, they may connect you with a solicitor from our panel who could help you collect evidence for your claim.

Calculating Payouts For Anxiety Caused By A Car Crash

If you are successful in your claim for anxiety caused by a car crash, the compensation you will be awarded may be made up of two heads of claim. You will receive general damages for the pain and suffering that is caused by your injuries. 

To help you determine how much you could receive, we have drafted a table of compensation figures provided by the Judicial College Guidelines (JCG). The JCG is a document used by legal professionals to assist them when they value claims. 

However, these figures are not guaranteed and should only be used as a rough guideline. This is because each claim is completely unique and your settlement could differ depending on your circumstances. 

Body PartCompensation BracketDetails
Arm Amputation (A)£240,790 to £300,000The loss of both arms which reduces a fully aware person to significant helplessness.
Arm Amputation (B) (i)Not less than £137,160The amputation of one arm at shoulder level.
Leg amputation (A) (i)£240,790 to £282,010The loss of both legs.
Leg amputation (iii)£104,830 to £137,470The above the knee amputation of one leg.
Anxiety disorder (severe)£59,860 to £100,670Includes permanent impacts that stop from working or functioning at anything near pre-trauma level.
Anxiety disorder (moderately severe)£23,150 to £59,860There will be some recovery with professional assistance, but the injured person will still be considerably disabled for the foreseeable future.
Anxiety disorder (moderate)£8,180 to £23,150The injured person will have made a significant recovery with any permanent symptoms not being grossly disabling.
Anxiety disorder (less severe)£3,950 to £8,180A near-full recovery has been made with only minor symptoms persisting over a longer timeframe.
Whiplash Figures- Whiplash Injury Regulations 2021£3,005
Minor psychological injury lasting more than 15 but less than 18 months
Whiplash Figures- Whiplash Injury Regulations 2021£4,215Minor psychological injury lasting more than 18 but less than 24 months

Special damages could also be included in the compensation you are awarded. This head of claim looks to reimburse you for any financial harm experienced due to the accident in which you were injured. 

For example, if you suffer from anxiety, you might need to go to counselling that is not covered by the NHS. These costs may be reimbursed by special damages. It may also account for a loss of earnings if you need to take time off work to recover. 

It is important to keep proof of how your injuries impacted you to strengthen your chances of being compensated. A solicitor can help you with this; speak with our advisor today to see if you could be connected with one from our panel. 

Whiplash Reform Programme

The introduction of the Whiplash Reform Programme has affected the way that low-value road traffic accident claims are made. There have been some changes to the way that low-value injuries are compensated.

Drivers or passengers who are over the age of eighteen and who have sustained injuries worth £5,000 or less are required to claim via the government’s Official Injury Claims portal.

Furthermore, the introduction of the Whiplash Injury Regulations 2021 could affect how much injuries are worth. The tariff amounts might still be applicable even if the claim does not need to be made through the portal.

Begin Your Claim For Anxiety Caused By A Car Crash

You may find it beneficial to claim with a solicitor who works on a No Win No Fee basis. The solicitors from our panel could offer you a Conditional Fee Agreement (CFA) which is a type of No Win No Fee agreement.

If you are represented via a CFA, there are typically no fees to pay upfront or while your claim is ongoing. Moreover, if your case is lost, you generally do not have to pay for the services provided by your solicitor. 

In the event of a successful claim, your solicitor will take a percentage of the payout you receive. A capped-by-law success fee will be deducted from the compensation you receive by your road accident solicitor

You can speak with an advisor from our team who can assess your eligibility to claim on a No Win No Fee basis. As previously stated,  they can offer a free consultation at a time that suits you best. To get in touch: 

Related Car Crash Claims

Here are some more of our own guides that might be beneficial when looking to make a road traffic accident claim: 

In addition, we have included further guides related to this topic: 

Thank you for reading this guide on how to claim if you have suffered from anxiety caused by a car crash.

Writer KC

Publisher NC