Car Accident Claims – A Guide To Car Crash Compensation In The UK

By Max Murdock. Last Updated 13th May 2022. Welcome to this guide on making a car crash claim. Below, we give advice on reporting a road traffic accident. We also explain how car crash compensation payouts for UK claims are calculated. If you’re in a minor car accident, what to do in the UK could be a pressing question. We answer this question and others, including explaining the police hit and run procedure for UK incidents.

When Could I Make A Car Crash Claim

A car accident or car crash is any type of accident involving a car hitting or striking another vehicle, object or pedestrian. Car accidents could happen for a variety of different reasons. They may be caused by a driver who is driving recklessly due to a lack of due care and attention, or under the influence of drugs or alcohol. Car crashes could also be caused by poor or dangerous road conditions, such as patches of ice or potholes. If you have been injured due to a car accident that either was not your fault or for which you were only partially at fault, you could potentially make a car accident claim. Read on to learn more about what’s needed to successfully claim car accident compensation.

Making A Car Accident Injury Claim

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Making A Car Crash Claim

Car accidents could cause injuries to drivers and passengers involved, pedestrians who are hit or other road users, such as cyclists and moped riders. Some of the most common injuries sustained may include whiplash or another soft tissue injury, a fracture or break.

If the accident in which you were injured took place in the last three years then our team could help you to make a car accident claim. If you claim after a crash, your car accident compensation settlement could help in getting you back to where you were before the accident.

Get In Touch With Our Team About Car Accident Compensation

If you have been involved in an accident on the road and wish to make a car crash claim, doing so whilst still recovering either from physical or emotional trauma could be difficult or may even seem daunting. That is why we recommend putting your personal injury claim in the hands of our panel of experienced car injury solicitors who can handle your claim for you. Our team understands that getting your life back on track after an accident can be difficult, so are here to help ease the burden of claiming compensation and hopefully restoring your financial position.

You can request a call back from our team by filling in the form or dialling 020 3870 4868 to talk to a member of our team.

Services And Information

Everything You Need To Know About Car Accident Claims

When we are discussing a car accident we are looking at any circumstances in which a car was involved in a collision with another vehicle, stationary object or person and wherein the claimant was caused an injury. Due to the number of even minor collisions which could result in an injury such as whiplash, car accident and injury claims are one of the most common types of accident claims people need to make.

In this guide, we shall take you through everything that we think you need to know about car accident claims. We look at circumstances in which accidents could happen, injuries that people could sustain and examine statistics relating to car crashes in the UK.

If after reading this guide you do intend to claim after your car crash, we have included a car accident claims compensation table, so you can see how much compensation may be awarded for different injuries. At the end, we also take you through the car accident claim process.

What Is A Car Crash?

A car crash is simply a collision between one or more vehicles or people. A car crash may happen whilst driving at low speeds through a town centre, during high speed driving on a motorway, or even when parking in a car park. As long as you were not wholly at fault you could be able to make a car accident injury claim.

Please read on to learn more about how common car crashes and accidents are in the UK.

Statistics Highlighting Car Crashes And Accidents

This section looks at car accident statistics for Great Britain. The Department for Transport (DfT) collates and provides these statistics.

According to DfT statistics on vehicles involved in reported accidents, cars were involved in 1,463 fatal accidents in 2020. There were also 21,301 serious accidents reported and 91,381 slight accidents. Generally, there are higher numbers of accidents involving cars than any other vehicle.

 

Whether your injuries were serious or slight, or a loved one was involved in a fatal car accident, you could still potentially make a car crash claim. If you would like to know more, get in touch with our team of advisors at any time.

 

What Are The Most Common Injuries In A Car Accident?

Depending on what type of car accident you were involved in and how serious the accident was, you could have sustained a variety of different injuries. Whilst there are many different injuries that people suffer as a result of car crashes and accidents, there are some that may be more common.

One of the most common injuries from car accidents is whiplash. This may be because even a low-speed impact from the rear could cause someone to sustain a neck injury. Whiplash is a type of soft tissue injury where the neck and head quickly move through an extended range of motion causing muscle tears. Other soft tissue injuries may include sprains, strains and bruising caused by the sudden impact.

People may also suffer scrapes, cuts and lacerations. These could be caused by the impact itself, or by items flying around inside the car during the impact. More serious than this, people could suffer a break or fracture in bones across the body. This may commonly happen to the arms, legs, shoulders or ribs. However, you could suffer a broken wrist, broken back or other broken bones. Victims may also sustain other leg injuries caused by the impact.

Higher speed impacts could also cause a chest injury, an internal injury, or head injury. Next, we shall look at some of the more serious forms of injury seen in car accidents.

Serious Injuries Caused By Car Crashes

Some of the most serious forms of injury which may be seen in car accident injury claims are those which affect the head (including the brain), neck, back (including spine) and chest areas.

Both drivers and passengers may sustain a traumatic brain injury or head injury caused by the head striking the internal parts of the car, such as the steering wheel, dashboard or car door. Injuries to the head could include fractures of the skull, problems with vision or hearing and brain injuries, concussions and even comas.

Back injuries can also be caused by car accidents. At their most serious, they may include damage to the nerves and/ or the spinal cord. This may lead to levels of paralysis, and difficulty controlling body parts – such as problems with grip or coordination, or loss of sensation.

Due to the bones and internal organs in the region, a chest injury may also be quite serious. Sharp impacts could lead to the chest suffering blunt force trauma. This may take the form of fractures or breaks to the ribcage or sternum. People may also experience organ damage such as collapsed or penetrated lungs. An internal injury may also take the form of other internal organ damage or fractures, breaks or crush injuries of the pelvis.

Any of these injuries may require immediate and serious medical attention. Car crash claim amounts for such injuries may be higher for more serious injuries.

Car Crash Compensation Payouts in the UK

If you have been injured in a car crash, you can use our car crash claim compensation table below to see how much compensation you may be owed. In this table, we have included examples of car crash claim amounts for different injuries.

We should note that the figures in this table only look at how much compensation you may be awarded for the actual injuries you have suffered i.e. general damages. It does not take into account other forms of compensation you may be owed.

In addition to providing you with compensatory damages for the injury itself, your claim could also compensate you in other ways. You could be able to claim compensation for the cost of private medical treatment, medication or care costs. If you require care in the home provided by a relative who took time off work, or through paid-for care, these costs could also be recovered as special damages.

In cases of more serious injuries, such as serious leg injuries or those affecting your ability to move about, you may require adaptations to your home or vehicle, such as adding in disabled access.

You may also be able to claim compensation for any loss of earnings due to taking time off work to fully recover from your injury.

To find out what you may be able to claim for and how much you may be owed, discuss your claim with us today.

Car Accident Compensation Payouts UK – What Could You Get For Your Car Crash Claim?

Type of InjuryNotesCompensation Brackets
Brain Damage - Very SevereThere may be some postural reflex movement, recovery of eye opening, return of waking and sleep patterns and the ability to follow basic commands. The injured person will have almost no language function or meaningful response to their environment. They will also need full-time care.£282,010 to £403,990
Brain Damage - Moderate (iii)The ability to work is reduced, there is a small risk of epilepsy and concentration and memory will be affected. £43,060 to £90,720
EyesTotal loss of sight / blindnessIn the region of
£268,720
Neck - Severe (i)At this most severe level, the injury may present as or with paraplegia.In the region of
£148,330
Neck - Moderate (ii)Disc lesions, wrenching injuries and soft tissue injuries with a related pain, movement limitation and discomfort. Surgery may be required.£13,740 to £24,990
Back - Severe (i)Damage to the nerve roots and spinal cord with serious consequences. This could include a severe disability with related pain and possible paralysis. £91,090 to £160,980
Back - Moderate (i)Victims with this level of injury may still suffer some residual levels of disability.£27,760 to £38,780
Severe Leg Injuries - Moderate (iv) Crush injuries and similar or related forms of injury to the leg.£27,760 to £39,200
Skeletal Injuries - (b) Multiple Fractures of Facial BonesIncluding fractures to the facial bones.£14,900 to £23,950
Shoulder - SeriousThe lower part of the brachial plexus may be damaged or the shoulder may be dislocated. There will be related pain and issues with dexterity and movement.£12,770 to £19,200

What Can Affect Car Accident Claim Payouts?

The compensation brackets above are often used by solicitors or other legal professionals when calculating your claim. However, your car accident compensation amount can differ from the amounts above for many reasons. Aspects that can affect the general damages compensation amount you receive include:

  • The severity of your injury
  • The length of your treatment plan
  • Whether any permanent damage was caused by the accident
  • The general impact on your quality of life. For instance, the injury could lead to you suffering from depression. This would also be assessed when determining your potential compensation amount.

Car accident claim payouts can also include special damages. The nature of the financial losses you experience could depend. For example, you may experience an injury that means you can’t work either temporarily or permanently resulting in you losing out on wages.

You would need to evidence any financial losses that you want to claim back under special damages. This could include:

  • Receipts
  • Invoices
  • Bank statements
  • Payslips

To learn more about your potential car accident compensation amount, please contact us for free legal advice. We can inform you of your eligibility quickly and easily. Furthermore, we can also connect you with a specialised solicitor who could help build your case.

Whiplash Reform Programme

As of May 31st 2021, the process of making a low-value road traffic accident claim changed. The Whiplash Reform Programme was introduced as a way to handle claims valued under £5,000.

If you have a low-value claim, are over 18, and were a driver or passenger involved in a vehicle accident, you now must claim through the Whiplash Reform Programme’s online portal. This does not apply to pedestrians, cyclists or scooter riders.

If you apply for compensation through the online portal, your compensation will be based on a set tariff from The Whiplash Injury Regulations 2021. A personal injury lawyer can still help you with this process. To find out more, get in touch with us at any time.

Could I Still Claim Compensation If Partially Responsible For A Car Accident?

Car accidents can involve complicated circumstances and in some instances, it may be difficult to wholely attribute fault to one party. In some instances, it may be that the blame for the accident occurring (and thus injuries being sustained) is split between both drivers or parties. Whilst either party may not have acted deliberately, they may still be responsible for the accident occurring.

Both drivers may be at fault to some degree for the accident taking place. In such instances, you could still be able to make a split liability car accident and injury claim. If it can be proven that both parties were equally at fault both drivers may be able to claim compensation for injuries suffered.

However, in these cases, as the liability is split the amount of compensation is similarly reduced. For example, if you were found to be at fault and liability is split 50-50, your car accident claim payout would only be for half the compensation you could otherwise have claimed.

Fatal Car Accident Claims

If a loved one has died as a result of a car accident, you could be able to make a car accident injury claim. If that accident was caused by another person and you are a dependent of the deceased, you could claim compensation. The ability to do so is set out in the Fatal Accident Act 1976.

For the purposes of seeking a fatal car accident claim payout from the defendant, the claimant must be one of the following. They may be the spouse of the deceased or an ex-spouse who is still dependent on them. The claimant may also be someone who cohabited with the deceased for two years, this may be either as a married couple or civil partner.

Biological or adopted children may also be able to seek compensation as may elderly parents dependent upon the deceased for care, support, etc.

Other relatives who may also be able to claim compensation include siblings, cousins, nephews, nieces, or an uncle or aunt.

Find out if you are eligible to claim compensation for the death of a loved one by contacting us today.

Work Vehicle Car Crash Claims

Car accidents can also happen whilst you are driving a work vehicle, whether during the course or work or at other times. In such cases, you should still be able to make a car accident claim. As with any other car accident claim you will still need to show who was responsible for the accident. If the incident was caused by the other driver your claim will be made against them. However, if it could be shown that your employer was at fault – such as if they had not repaired or maintained the vehicle – then you could claim against them.

Employers should ensure that fleet vehicles are correctly maintained and are in a good state of repair, that any appropriate risk assessments are carried out and that you have been provided with any additional training necessary.

If your employer is at fault you should not worry about making a claim against them. For example, they cannot dismiss you for making a claim and their insurance policy will pay out your damages.

Our panel of solicitors could help you to claim damages for injuries caused by a work vehicle accident.

Claim Car Accident Compensation On Behalf Of A Child Injured In A Car Crash

If your child got hit by a car or another type of road traffic accident that was caused by another party, then it may be possible for you to start a car crash claim on their behalf. When claiming on behalf of a child the process differs from claiming on behalf of yourself.

When claiming on behalf of a child you have from the date of the accident (or that you became aware of the injury) until the child’s eighteenth birthday. After this point, there is another three year period in which the child could claim compensation. Whilst there is a long time in which to make a claim, we do still recommend that you start a claim as soon as you can.

In order to make a claim on behalf of a child with UK law firms, you will need to be considered what is legally called a litigation friend. A litigation friend is a person authorised by the courts to represent the injured party.

How Much Time Do I Have To Make a Car Crash Claim?

Aside from specific instances relating to claims for children or those who lack the mental capacity to claim on their own behalf, the general personal injury claims time limit is three years.

There are two points from which this time limit can begin. Firstly it may start from the date of the accident itself. If you were immediately aware of the injury or injuries you suffered the three-year limit is counted from here. Secondly, if you only became aware of the injury at a later date, this will be the starting date – called the date of knowledge – for the claims period.

How Do I Claim Compensation For My Car Accident?

The easiest way to start any type of personal injury claim is to get in touch with an experienced UK lawyer, solicitor or law firm. Pass on the details of what has happened to you and let our experienced team advise you on whether you may be able to claim car accident compensation.

Do You Handle No Win No Fee Basis Car Accident Claims?

At UK Law you can trust our No Win No Fee promise. If we and our panel of solicitors are able to help you on a No Win No Fee basis you will not need to pay your solicitor their legal fees unless they successfully help you claim car accident compensation. This promise also means that in the event that you are not successful in your personal injury claim, your solicitor will not levy any fees.

Before you make a No Win No Fee car accident claim, you may want to learn more about how the No Win No Fee car accident claim process works. A No Win No Fee agreement is a type of contract made between a personal injury solicitor and the person who has been injured – or their representative. This agreement should set out the services provided to the injured party – referred to as the claimant, and the terms and conditions of payments to be made.

This agreement should also clearly show that in the event that a claim is unsuccessful, you will not be charged for using the solicitors’ services. At the end of a successful car accident and injury claim, your solicitor will take a small and legally capped percentage of your car accident compensation to cover their fees. There may be other fees or charges associated with making a claim. Please talk to a solicitor today to learn more about success fees and charges.

Resources Related To This Car Crash Claim Guide

In addition to information on this guide on car accident claims, below we also include external resources where you can learn more about drivers’ responsibilities under current law, and how our panel of solicitors can help you.

Gov.UK Vehicle Insurance In An Accident
Further information from the Government about what you should do (relating to vehicle insurance and car crash claims) if involved in a road accident.

Road Safety Data
Road safety data as updated and published by the Department for Transport.

You may also be interested in some of our other guides:

Different types of car crash claim – A summary

Car crash compensation payouts for UK victims of hit and run accidents and police hit and run procedure in the UK

It could be possible for you to make a claim as a victim of a hit-and-run accident. The police hit and run procedure in the UK means that you would have to report the incident.

They would investigate and try to locate the driver. If they could not do so, you could make a claim through the Motor Insurers’ Bureau, which compensates victims of accidents where the faulting party was uninsured or untraceable. We could help you with such claims.

Car crash compensation payouts for UK cyclists

If you are a cyclist or other vulnerable road user injured in a car accident, you could claim compensation. You would need to be able to prove that the accident in which you were injured was not your fault.

You would have to undergo the usual procedures of reporting a road traffic accident. The police would need to be informed in any accident where there was damage to property or a person.

Car crash compensation payouts for UK passengers

If you are a passenger in a car that was involved in a car crash, you could claim for your injuries if someone was negligent.

In some cases, you might be able to claim against the driver of the vehicle. Otherwise, you would claim against the other road user that was at fault.

Car crash compensation payouts for UK relatives of deceased victims

In some cases, a car accident due to negligence could be fatal. If it is, in some cases, bereaved relatives could claim compensation. Compensation could include costs of the deceased person’s funeral.

If you have any questions about car accident claims or car accident compensation, please get in touch. We would be happy to assist you in claiming car crash compensation.

If you have any further queries about how to make a car crash claim, please don’t hesitate to get in touch at any time.