Calculating Personal Injury Loss Of Earnings Settlements

By Stephen Moreau. Last Updated 22nd January 2024. Welcome to our guide on calculating a personal injury loss of earnings settlement. Many things can change suddenly after an accident caused by a breach of duty of care. As the shock of a physical injury subsides, and you begin to receive the treatment you need, other problems may start to emerge.

One of these repercussions from an accident could be a loss of earnings. The drop in income can create many unwanted issues. In this article, we look at what practical steps you can take to get this lost money back.

Get in touch with our team if you were injured because someone who had a duty of care towards you breached this duty, and you were injured as a result. You can get in touch with our team by:

  • Calling our team for instant guidance and advice on 020 3870 4868
  • Filling out our contact form
  • Use the ‘live support’ option for help right now

Alternatively, you can read on for more information on claiming loss of earnings.

Person holding their injured wrist

Personal injury loss of earnings claims guide

Services And Information

  1. Who Could Claim Loss Of Earnings In A Personal Injury Claim?
  2. Personal Injury Claim Calculator
  3. Other Work-Related Financial Losses
  4. What Proof Of Lost Income And Benefits Do I Need?
  5. Claim For Personal Injury Loss Of Earnings On A No Win No Fee Basis
  6. Related Compensation Calculators

Who Could Claim Loss Of Earnings In A Personal Injury Claim?

When personal injury compensation is awarded, it could be divided into two heads:

  • General damages: These are designed to compensate you for the physical or psychological impact of your accident. Additionally, you might be compensated for a loss of amenity, which is when your injuries have affected your enjoyment of life.
  • Special damages: Any type of financial harm or loss you have incurred as a result of your injuries is referred to as special damages. When you claim compensation for a loss of earnings, it would fall under this head of compensation.

You’ll need evidence when proving a loss of earnings claim. This could include documents like wage slips and bank statements. Continue reading, and we’ll discuss examples of evidence you can gather. Alternatively, speak to an advisor at any time and they can provide you with free, no-obligation, legal advice.

Personal Injury Claim Calculator

As we have previously stated, if you have suffered an injury at work, your injury could be compensated for with general damages.

When trying to find out how much you could be eligible for in general damages, you may be recommended a personal injury claim calculator. This could help give you a clearer idea of how much compensation you could be awarded, however it may not be able to take any special damages into account if you are eligible.

Alternatively, you could refer to the table we have created below. The figures listed in this table have been taken from the 16th edition of the Judicial College Guidelines (JCG). This is a document that lists compensation brackets for various injuries and is used by many legal professionals to help them value and calculate personal injury claims.

However, you should only use this table as a guide. This is because compensation is awarded on a case-by-case basis, and the specific factors of your claim could impact how much compensation you are awarded. Also note that the first entry in this table is an estimated figure that is not based on the JCG.

Type of injury Severity Notes Amount
Multiple Serious Injuries Plus Special Damages Serious If you are claiming for multiple serious injuries, then you may receive a compensation payout covering all of them plus any related special damages you can claim for, such as loss of earnings. Up to £500,000+
Brain and Head Injury Very severe A life-altering condition where the injured person may retain some ability to follow basic commands but will express little or no meaningful response to their environment. They will need constant care. £282,010 to £403,990
Brain and Head Injury Less severe Good recovery with an ability to return to a normal social life and the workplace. However, they may still suffer with concentration and memory problems. £15,320 to £43,060
Back Injury Severe (i) Damage to spinal cord and nerve roots that lead to severe consequences and disability. £91,090 to £160,980
Neck Injury Severe (i) Injuries associated with paraplegia that is incomplete and results in little or no movement in the neck. In the region of
Leg Injury Amputations (iii) One leg is amputated above the knee. Factors such as psychological problems and phantom pains will affect how much is awarded. £104,830 to £137,470
Injuries Affecting Sight Total loss of one eye Awards within this bracket will depend on how severely the cosmetic effect and psychiatric consequences of this injury. £54,830 to £65,710
Arm Injury (b) Serious fractures to one or both arms. which causes a disability that is either functional or coosmetic. £39,170 to £59,860
Elbow Injury (a) An elbow injury that is severely disabling. £39,170 to £54,830
Chest Injury (c) Damage to chest and lungs causing some ongoing disability. £31,310 to £54,830

Do not hesitate to contact our advisors today if you have any questions about starting a personal injury claim.

Other Work-Related Financial Losses

As well as a straightforward loss of earnings, there are some other work-related financial losses that you could experience as a result of being injured. For example:

  • Pension contributions. If you’re off work for a long enough time, then this impact on your earnings could have an effect on your pension contributions.
  • Sick days used. You may have taken some time off work to recover and used sick days to do so. If so, you could claim back these days as part of your compensation. You will be compensated a day’s salary for every sick day you have taken.
  • Perks & benefits not accrued. Some workplaces offer performance-related bonuses or may offer a monetary incentive for not taking any time off work. If you were unable to work towards this because you were injured, then you could claim this back.
  • Not being promoted. If you can demonstrate that you could have been promoted if you had not taken time off work, then this could be used to justify seeking a higher compensation award.

You may have experienced a work-related financial loss that we have not mentioned above. If so, don’t worry; just give our team a call today and provide us with the details of your claim. one of our advisors could help you value your claim.

What Proof Of Lost Income And Benefits Do I Need?

It’s important to retain paper evidence of anything that can substantiate your claim for special damages. This includes a loss of earnings. For example, you could provide payslips that show your earnings were reduced. You may also present doctors notes to show that you had to take time off work.

As well as loss of earnings, you can also claim other things as part of special damages. This can include things like care costs, the cost of home or vehicle adaptations and travel costs to and from medical appointments. You will need to provide evidence of these, too. This might include things like bills and receipts to show what you have paid.

Speak with our advisors now. See how legal help could benefit your personal injury loss of earnings claim.

Claim For Personal Injury Loss Of Earnings On A No Win No Fee Basis

If you have valid grounds to claim for a personal injury and any loss of earnings related to your injury, then you could seek support from one of the experienced No Win No Fee solicitors on our panel. Our advisors could review your claim, and if they determine you have a strong case, they could then arrange for a solicitor from our panel to represent you under a Conditional Fee Agreement (CFA). This is a type of No Win No Fee agreement that brings several benefits.

One of these is that you won’t need to pay your solicitor for their services at the start of your claim or while it is being processed. Also, you don’t need to pay your solicitor for their services if your claim is unsuccessful.

If your claim is successful, then your solicitor will take what’s called a success fee. This is typically a small, legally capped percentage of your compensation. The legal cap helps to ensure that you keep the majority of what you receive.

To get more advice and support with claiming for a personal injury and related loss of earnings, contact our advisors for free today. To speak to our team, you can:

  • Call our team on 020 3870 4868
  • Or use our 24/7 live chat option.

Related Compensation Calculators

Below, we have included some additional guides that you may find useful: