How Do Hit and Run Claims Work?

By Stephen Moreau. Last Updated 2nd February 2024. This guide will look at what you could do following a hit-and-run car accident. If you have suffered an injury in an accident where the other driver is untraceable, you may wonder whether you could still claim compensation. 

We will look at how to make a claim through the Motor Insurers’ Bureau (MIB). The MIB can award compensation when you have been involved in an accident with an uninsured or untraceable driver. However, you must be able to meet specific claiming requirements. This guide will look at these as well as what evidence you could submit that will support your claim. 

Additionally, we explain how compensation could be awarded for injuries you suffered in a hit and run in the UK. Furthermore, should you wish to seek compensation, you may like to have the support of a solicitor. We conclude this guide with a look at the benefits of having a No Win No Fee solicitor to help you with your claim.

If you need any help or free advice, or would like to start your claim, speak to one of our advisors. To contact an advisor:

Car that was heavily damaged in hit and run accident

Hit And Run Claims Guide

Select A Section

  1. How Do Hit And Run Claims Work?
  2. What Is The Motor Insurers’ Bureau?
  3. How Long Do I Have To Make A Hit And Run Claim?
  4. Evidence To Support Hit And Run Claims
  5. UK Hit And Run – Compensation For Hit And Run Injuries
  6. How Do Hit And Run Claims Work With A No Win No Fee Solicitor?

How Do Hit And Run Claims Work?

In order for you to have a valid personal injury claim following a hit and run car accident, you must establish the following:

  •       You were owed a duty of care by another road user.
  •       This road user breached their duty of care.
  •       You suffered physical or mental injuries as a result.

All road users owe each other a duty of care. Per this duty, they must navigate the roads in a way that avoids causing harm to themselves and others. Additionally, they must adhere to the rules and obligations set out for them in the Highway Code and the Road Traffic Act 1988.

If you were injured in a hit and run accident due to another road user breaching their duty of care, you could be eligible to make a personal injury claim. As stated above, you would make your claim through the MIB.

To see if you could be eligible to make a claim for hit-and-run compensation, you can get in touch with one of our advisors.

What Is The Motor Insurers’ Bureau?

If you are hurt in a hit and run accident, and the driver responsible either cannot be traced or turns out to be uninsured, then you could potentially seek compensation for your injuries from the Motor Insurers’ Bureau (MIB).

The MIB is an organisation which was created to help victims of road traffic accidents receive compensation for injuries and financial losses when the usual methods (like claiming against the liable party’s insurance) are not possible.

All of the registered motor vehicle insurers in the UK contribute funding to the MIB so it can provide compensation for valid claims. The MIB can support hit and run claims and other types of road traffic accident claims that involve an uninsured or untraced driver.

For more advice on how the MIB may be able to assist with a claim for a hit and run in the UK, please contact our advisors today for free.

How Long Do I Have To Make A Hit And Run Claim?

The time limit for all personal injury claims is three years, as outlined by the Limitation Act 1980. This means that you have to start proceedings within three years of suffering your injuries.

However, in some cases, you may be able to make a hit and run claim outside of this time limit. For example, if you are injured while under the age of eighteen, the time limit is frozen. A litigation friend can make a claim on your behalf during this time, but you won’t be able to claim for yourself until the time limit comes into effect on your eighteenth birthday. Then, it runs until you turn twenty-one, giving you three years from your eighteenth birthday to claim hit and run compensation.

The time limit is also frozen for those who lack the capacity to claim for themselves. However, in these cases, it is frozen indefinitely and only comes into effect if the claimant regains the appropriate mental capacity. Should this happen, the time limit will reinstate on the date of their recovery. Otherwise, a litigation friend can make a claim on their behalf.

For more information on claiming for a hit and run accident and the time limits involved, talk to one of our advisors today.

Evidence To Support Hit And Run Claims

An important part of claiming for a hit and run car accident is proving that the offending driver breached their duty of care towards you and that you suffered harm as a result. Some examples of evidence you could use to support a claim for hit and run compensation include:

  • CCTV footage: Any CCTV footage of the accident could be used to help prove fault in your claim.
  • Dashcam footage: Similarly, if you have a dashcam, this footage can be used to help prove who is at fault for your injuries.
  • Photographs: Taking photographs of your injuries as well as the accident site can help prove the severity of the harm you suffered.
  • Medical records: Your medical records can also help illustrate how severe your injuries are and the treatment you need to recover. 

One of the benefits of working with a solicitor on your claim is that they can help you gather this evidence. For example, a solicitor could take statements from potential witnesses. To find out more about how our panel of solicitors can help you prove your claim, get in touch for free.

UK Hit And Run – Compensation For Hit And Run Injuries

If you’re asking ‘How do hit and run claims work?’, then you may also have questions about the amount of compensation that may be awarded. There are various factors that determine how much compensation may be awarded for a successful hit and run claim. These include the number of injuries you’re claiming for, the types of injuries, and how severe they are.

The compensation payout you may receive if you make a successful claim could include general damages and special damages. General damages are meant to compensate you for the pain and suffering your injuries have caused.

The table below contains guideline compensation amounts for different types of injuries based on the 16th and latest edition of the Judicial College Guidelines (JCG). Those who value your claim may use the JCG as a reference.

The table below should be viewed as a guide only. Please also note that the first entry in this table has not been taken from the JCG.

Multiple Serious Injuries Plus Special DamagesSeriousIf you've sustained multiple serious injuries, then you may receive a payout covering all of these plus special damages. Examples of special damages may include the cost of home care.Up to £500,000+
WristLoss of functionArthrodesis is required.£47,620 to £59,860
Achilles TendonMost SeriousTendon and muscle will be severed, giving rise to swelling, cramps, restricted ankle movement. In the region of £38,430
NeckModerate (i)Dislocations or fractures that cause immediate symptoms and may necessitate spinal fusion. £24,990 to £38,490
HandSevere Fractures of FingersThis may lead to partial amputations and result in deformity, reduced function, disturbed sensation and impairment of grip. Up to £36,740
PTSDModerateThe person will have made a large recovery and any persisting effects will not be majorly disabling.£8,180 to £23,150
LegLess Serious (ii)Simple femur fracture with no damage to articular surfaces. £9,110 to £14,080
AnkleModestLess serious or minor undisplaced fractures, sprains, or ligament injuries.Up to £13,740
WhiplashOne or several whiplash injuries with one or several psychological injuriesSymptoms last 18-24 months.£4,345
Whiplash One or several whiplash injuriesSymptoms last 18-24 months.£4,215

If you can claim for general damages, then you may also be able to claim for special damages, which covers financial expenses or losses related to your accident and injuries. For example, if recovering from your injuries has forced you to take unpaid time off work, then this loss of earnings may be covered under special damages, as could the cost of:

  • Prescriptions
  • Mobility aids
  • Medical expenses
  • Home adjustments 
  • Childcare
  • Help with cooking and cleaning

For more advice on potential compensation amounts for a hit and run accident claim, you can contact our advisors for free today.

The Whiplash Reform Programme

If you suffered whiplash during a car hit and run, your injuries might be valued based on the tariff amounts found in the Whiplash Injury Regulations 2021. However, you must have been 18 or older when you were a passenger or driver in a vehicle involved in the hit and run accident. In addition, the injuries suffered in a car accident during a hit and run must have occurred on or after the 31st of May 2021 to claim a tariff amount.

In our table above, we’ve included tariff amounts from the regulations as well as a few figures from the JCG.

Call our advisors to learn more about how your injuries could be assigned value.

How Do Hit And Run Claims Work With A No Win No Fee Solicitor?

If you are seeking hit and run compensation, then a solicitor who has experience with this type of claim could help you through this process.

You can contact one of our advisors today to discuss your specific hit and run claim. If they believe you have a valid case, they could connect you with a solicitor on our panel. If they agree to take on your case, they may offer to work with you on a No Win No Fee basis under the terms of a Conditional Fee Agreement.

When making a claim with a No Win No Fee solicitor, you won’t pay them any upfront fees for their services. You also generally won’t have to pay your solicitor for their services if the claim fails. Instead, you’ll pay your solicitor a success fee if your claim is successful. This success fee is a legally capped percentage subtracted from your compensation award.

To learn more about how much compensation you could receive from a hit and run car accident with the help of a No Win No Fee solicitor, you can speak to our advisors today.

To contact us:

Road Traffic Accident And Injury Claims

Thank you for reading our guide on hit and run claims. We hope you found it helpful. For further relevant resources, please see below.

If you have any more questions about making a hit and run claim, speak to our team today.