How Do You Prove Employer Liability?

By Meg Berry. Last updated 19th January 2022. Welcome to our guide looking at employer liability. While you’re working, your employer has a responsibility to ensure your health, safety and wellbeing as much as is reasonably practical. This duty comes from several pieces of legislation which we’ll explore throughout our guide. 

Employer liability

Accidents at work or workplace accidents can happen for all different kinds of reasons. In this particular guide, we are concentrating on accidents that have happened because of employer negligence.

For your employer to be liable for your suffering your case must meet certain criteria. 

Not all accidents that happen at work will mean employees are eligible to make a personal injury claim. In this guide, we will look at the duty of care, including how it could be breached through unsafe practices.

Also, we will look at the types of damages that are awarded in personal injury cases and how compensation is calculated. To conclude we examine how solicitors can be funded with No Win No Fee Agreements.

However, if you do have any questions after finishing this guide, or if you would like to start a claim today, you can get in touch with our team for free legal advice.

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Find Out More About Employer Liability In The Sections Below

  1. Everything You Need To Know About Employer Liability For An Injury
  2. What Is Employer Liability For Employee Safety?
  3. Employers Duty Of Care For Employee Safety
  4. What Laws Protect Employees In The Workplace?
  5. Employers Responsibilities For Employees Safety In The Workplace
  6. Employee Responsibility For Workplace Health And Safety
  7. Accident At Work Compensation Calculator
  8. How Do I Report An Accident At Work?
  9. Reporting An Accident At Work To RIDDOR
  10. How Much Time Do I Have To Claim For An Injury At Work?
  11. I Suffered An Accident At Work Due To Employer Liability, What Should I Do?
  12. Can Claims Against An Employer Be Handled On A No Win No Fee Basis?
  13. Related Guides On Employer Liability And Accidents At Work
  14. FAQs About Claims Against An Employer

Everything You Need To Know About Employer Liability For An Injury

Employer liability refers to your employer’s responsibility for your safety at work. If you suffer an injury at work, you need to prove that your employer’s negligence caused it to claim compensation. We’ll look at the evidence you could obtain in support of your claim later on in this guide.

As per various pieces of legislation, your employer needs to do all that is reasonably possible to prevent you from coming to harm while you’re working. There are a number of things they can do to reduce and remove hazards to you and your colleagues in the workplace. We will look at these in greater detail later on. 

In order to hold a valid accident at work claim your case must meet the following criteria:

  • You were owed a duty of care
  • The duty was breached
  • Your injury or illness was caused by your employer’s failure to uphold the duty of care they owed you

In some cases, there are workplace accidents that could lead to injuries through no fault of anyone. Instead, your employer may have done everything they reasonably could to address risks and hazards brought to their attention. For cases such as these, you may not be eligible to claim.

However, when injuries are preventable had the right health and safety policies been followed employers can be liable for any suffering caused.

What Is Employer Liability For Employee Safety?

Employer liability means your employer is responsible for your health and well being while you are at work. They can be liable for injuries caused because of their negligence. 

However, the Employers’ Liability (Compulsory Insurance) Act 1969 establishes that all employers must have liability insurance by law. The act allows employees to make a claim without worrying about the financial impact their claim may have on the company.

Employer’s Liability Insurance means that compensation awarded in successful claims made against a workplace is paid by the insurance. Therefore, it won’t come from your employer directly or the profit margins of the business.

Employers Duty Of Care For Employee Safety

Under Section 2 of the Health And Safety At Work etc Act 1974, your employer has a responsibility to keep you as safe as practically possible while you are at work. As there are many risks that vary depending on the different workplaces, the specific responsibilities involved in employer liability might differ.

However, generally, your employer could carry out regular risk assessments to ensure that risks to safety in the workplace are properly managed. These assessments will enable them to identify hazards in the workplace that can then be removed or reduced. 

Employer Liability And Risks In The Workplace

Examples of hazards that could pose a risk to employees could include:

  • Unsafe floors: An employer who has identified the floors as a risk for causing injuries may need to take steps to ensure they have prevented or reduced the chance of slips, trips and falls from occurring. For example, they may need to provide employees with slip-resistant footwear.
  • Faulty equipment or machinery: An employer may have carried out a risk assessment and found that a piece of equipment was faulty. In these cases, they should do everything they reasonably can to ensure the equipment is safe for use. For example, they may need to make relevant repairs on the equipment before allowing employees to use it.
  • Dangerous substances or materials: Your employer may have implemented other measures to control the risk of working with hazardous substances. However, if there is still a risk after these controls have been implemented, and the hazard can’t be reduced or removed any other way, your employer should provide you with Personal Protective Equipment (PPE).

If you’re unsure whether your employer breached their duty of care, call our advisors. They can provide free advice on whether you could make a personal injury claim. Additionally, they could address any questions you have on employer liability.

If they think your case has a chance of success they may ask if you would like to be connected to our panel of personal injury solicitors. 

What Laws Protect Employees In The Workplace?

There are a number of laws in place to ensure employees protection while working. The Health and Safety at Work etc. Act 1974 (HASAWA) contains detailed information on the duty of care employers owe their employees.

However, there are other pieces of legislation that focus on employer liability in the workplace: 

Please note, these pieces of legislation have been amended as per The Health And Safety (Miscellaneous Amendments) Regulations 2002. For more information on the amendments, please read the legislation on the government website.

Employee Responsibility For Workplace Health And Safety

When looking at responsibilities in the workplace it’s not just employer liability that should be focused on. As an employee, you also have a  responsibility to keep yourself and others in the workplace safe. This means that you should take on board all training, act responsibly, and fulfil your role as safely as possible.

You could be at fault for your own or someone else’s injury if you:

  • Were under the influence of alcohol or other substances
  • Disregarded proper safety protocols
  • Acted in a way that carelessly put yourself or others in unnecessary danger.

Accident At Work Compensation Calculator

There are two heads that will make up a typical amount for your compensation claim. These are known as general damages and special damages. 

General damages account for your physical and psychological injuries. They also account for the impact that any injuries have had on your quality of life. For example, medical evidence may be used to address the severity of your injuries and the pain that you’ve experienced.

Furthermore, you may be invited to attend an additional medical exam to produce a current report on the full extent of your injuries.

Alongside medical evidence, the Judicial College Guidelines (JCG) is often used to help value your injury. The JCG contains a detailed list of injuries alongside guideline compensation brackets. The amounts vary depending on the severity of the injury and the timescale of the recovery.

Special damages are intended to reimburse you for past and future financial losses caused by your injuries. Therefore, the costs of things such as prescriptions, loss of earnings, and travel expenses can be included in the special damages head of your claim.

Below, we have included a table listing possible amounts for general damages. These figures are to be used as a guide only as compensation is calculated on a case by case basis. The figures are taken from the JCG. 

InjuryDetailsExample Compensation Award
Brain Damage(e) Minor brain or head injury: The award given will depend on different factors such as severity, time taken to recover and whether any symptoms persist.£2,070 to £11,980
Post-Traumatic Stress Disorder(d) Less severe: The person will have mostly made a full recovery and any symptoms that do persist will be minor.£3,710 to £7,680
Injuries Affecting Sight(b) Complete loss of sight in both eyesIn the region of £252,180
Deafness/Tinnitus(c) Complete loss of hearing in one ear £29,380 to £42,730
Chest Injuries(e) Where someone has experienced residual lung damage after inhaling toxic fumes or smoke.£5,000 to £11,820
Neck Injuries(c) Minor: (iii) The person will have made a full recovery within three months.Up to £2,300
Shoulder Injuries(e) Clavicle fracture£4,830 to £11,490

For more information on how your claim involving employer liability may be valued, call our team.

How Do I Report An Accident At Work?

Accidents at work should be reported. You can report an accident by logging the incident in the accident book at your place of work. 

Depending on the severity of your injuries, you may be unable to fill out the accident book straight after the accident. In cases like these, a colleague who saw the accident take place can do this for you. You’ll need to sign and confirm their account of the accident at a later date.

Reporting An Accident At Work To RIDDOR

There are certain kinds of incidents and injuries in the workplace under The Reporting of Injuries, Diseases and Dangerous Occurrences Regulations (RIDDOR). You can find a list of reportable incidents on the HSE website, however, some might include:

  • Industrial diseases, such as occupational asthma
  • Specified injuries, such as certain fractures
  • Gas incidents

Reports to RIDDOR must be made by a “responsible person”. However, the responsible person may vary depending on the situation. Generally, though, it might include employers, self-employed people and those in charge of a workspace. 

Employer liability may be considered as a factor in your claim if your employer failed to take responsibility for reporting your accident.

Below is a graph we have created using statistics from the Health and Safety Executive (HSE). The graph highlights the most commonly reported non-fatal injuries by accident kind.

As you can see, slips, trips and falls on the same level were most commonly reported by employers under RIDDOR.

employer liability

How Much Time Do I Have To Claim For An Injury At Work?

There is a personal injury claim time limit of three years. However, there are a few instances in which this time limit can differ in claims involving employer liability. We’ve listed the main ones below.

General Personal Injury Claims

In most cases, you will have 3 years from the date of the accident to make a personal injury claim.

However, some injuries may only be detected or diagnosed at a later date. In these cases, the time limit would run from the date you became aware that your employer’s failings caused or contributed to the accident. 

Child Accident Claims

If you are under 18 years old, you cannot legally pursue your own claim. However, you could have your claim filed for you by a litigation friend. A parent, guardian or solicitor could apply to act as a litigation friend and claim on your behalf. Furthermore, while you’re under 18, the three-year limit is suspended. 

If by the time you turn 18, no claim has been made on your behalf, the 3-year limit starts. This means that you can claim up until your 21st birthday.

Claiming on Behalf of Someone with a Reduced Mental Capacity

In cases where the claimant has a reduced mental capacity, the 3-year time limit is suspended indefinitely. During this time, someone could apply to act as a litigation friend to pursue the claim for them.

Alternatively, if the person regains their mental capacity, they will have three years from the recovery date.

I Suffered An Accident At Work Due To Employer Liability, What Should I Do?

Following a workplace accident, there are a number of steps you could take. We’ve included these below.

  • Seek medical attention – Following your accident, receiving treatment could aid in your recovery. Additionally, it could generate evidence for your case. The evidence could highlight that you sustained your injuries in the accident you’re seeking compensation for.
  • Gather evidence – Employer liability must be proven to receive your compensation. In order to do so, you could gather evidence in the form of photographs, witness contact details, and CCTV footage.
  • Seek legal advice – A solicitor could advise you on the different steps you need to take and guide you through each stage of your claim. Furthermore, they can help you gather medical evidence and arrange for you to attend a medical exam in your local area. 

Can Claims Against An Employer Be Handled On A No Win No Fee Basis?

A No Win No Fee arrangement is a contract between you and your solicitor that sets out the conditions they need to meet in order to be paid. If your case does not succeed, then you won’t pay solicitor fees. You also don’t need to make an upfront payment in order for them to start working on your claim. 

At the conclusion of a successful claim, your solicitor will take a success fee from your compensation payout to cover their costs. However, the fee is legally capped and something your solicitor will discuss with you before the claim begins.

To find out more about No Win No Fee agreements, or to start your claim involving employer liability today, get in touch with us by: 

Related Guides On Employer Liability And Accidents At Work

We’ve included some additional resources regarding employer liability and related subjects.

Your employer’s legal responsibilities at work.

NHS advice on how to detect and treat sprains and strains.

Guidance on preventing slips, trips and falls at work.

Can you sue your employer while still working for them?

A helpful guide on your rights after an accident at work.

A useful guide on claims for injuries following inadequate training in the workplace.

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