How Do I Get More Money From An Injury Claim?

How To Maximise Compensation For A Personal Injury Claim

By Marlon Madison. Last Updated 22nd July 2022. Are you looking to get more money from an injury claim? An important part of recovery can involve having the finances to do so, so it makes sense to want to maximise your compensation amount. This guide will discuss how to do this and how to make a personal injury claim yourself in the UK.

More Money From An Injury Claim

Before we explore the stages of a personal injury claim, you may have some questions:

  • How many personal injury claims go to court?
  • What are average personal injury claims payouts in the UK?
  • What is the personal injury claims process?

This article will answer these questions and provide you with the information you need to seek compensation for an injury claim. You shouldn’t have to suffer the consequences of someone else’s negligence, so read this guide to explore your next steps.

Get In Touch With Our Team 

If you’re looking to get more money from an injury claim, we’re here to help. Get in touch with our team of advisers today on 020 3870 4868 to have a chat about your claim. If they think you have a strong enough case, they can connect you with our panel of lawyers to discuss No Win No Fee agreements. 

Alternatively, you can contact us about your claim online and an adviser will get back to you at your earliest convenience. If you’d like to discuss personal injury claims straight away, you can use our live chat pop-up box and get an instant reply.

Our advisers can’t help you with your personal injury claim until they know more about your situation, so don’t hesitate to get in touch. They can then pass you on to our panel of lawyers who can also help you.

Services And Information

  1. Everything You Need To Know About Getting More Money From An Injury Claim
  2. What Are Personal Injury Claims?
  3. What are the Stages of a Personal Injury Claim in the UK?
  4. How Do You Build A Solid Claim?
  5. Collecting Evidence To Support Your Claim
  6. Collecting Medical Evidence To Support Your Claim
  7. Should I Accept A Pre-Medical Offer?
  8. Ensure The Settlement Offer Assesses Future Expenses
  9. Calculating Compensation Awards In Personal Injury Claims
  10. How Much Time Do You Have To Get More Money From An Injury Claim?
  11. I Suffered An Accident; What Should I Do To Get More Money From An Injury Claim?
  12. Do You Handle Personal Injury Claims On A No Win No Fee Basis?
  13. Other Information
  14. FAQs: People Ask About Getting More Money From An Injury Claim

Everything You Need To Know About Getting More Money From An Injury Claim

This article will discuss how to get more money from an injury claim. Firstly, it will explore what personal injury claims are and how they work. Next, it will show you how to build a solid claim and the evidence you will need. 

There will also be a discussion of time limits, as well as the personal injury negotiation tactics in the UK you can adopt. If you want to maximise your compensation payout, it could be wise not to accept your pre-medical settlement offer. We will explain the process of this as the article progresses.

As you read through this guide, you may want more guidance from an expert. Our advisers can offer 24/7 free legal advice and connect you with our panel of lawyers if you have a valid claim. Simply get in touch with us on the number above or chat to an adviser through our live chat pop-up box for immediate advice.

What Are Personal Injury Claims?

If you’ve suffered an injury that was not your fault, you may be eligible to launch a personal injury claim. The injury could’ve been endured in an accident at work, in a public place, due to food poisoning, or in a road traffic accident. The compensation you could receive from a personal injury claim is to compensate for the suffering the injury has caused you.

In order to pursue a personal injury claim, you will need to prove that your injury happened due to someone breaching their duty of care to protect your health and safety. Their negligence should have caused your accident, and you should prove you have suffered injuries from this. For instance, if you suffer an injury due to your employer’s negligence, you may be able to file a personal injury claim against them.

As compensation is designed to help you rebuild your life, it’s important to gain the compensation amount you potentially deserve. This guide will offer support with how to get more money from an injury claim to help you recover financially. You shouldn’t have to suffer due to someone else’s negligence, so we’re here to help. 

get more money from an injury claim

Data from the Civil Justice Statistics Quarterly in the chart above conveys that personal injury claims have decreased from April–June 2019 (369,000) to April–June 2020 (77,000). If you have suffered an accident in 2019 or 2020 that wasn’t your fault, now could be the time to file a personal injury claim.

What are the Stages of a Personal Injury Claim in the UK?

Having a good understanding of the personal injury claim settlement process in the UK could help you feel better about making a claim.

Your claim will formally begin when you send a “letter before action” to the defendant. A letter before action is a letter informing a defendant that you are about to take legal action against them. In the letter you will detail:

  • Why you are taking legal action against them,
  • The supporting evidence you have
  • The amount of compensation/the type of redress you are seeking.

Therefore, before you send this letter you would collect evidence of:

  • Their fault: Evidence that supports the role they had to play in your injury and why they are liable
  • Your injury: Such as medical reports or assessments that can confirm the extent of your injury
  • The financial effects of your injury: This can include receipts for losses, or proof of loss of earnings

Once you send this letter, negotiations can begin. If a settlement cannot be reached privately, then the matter can be taken to court where a judge could decide the claim.

To learn more about personal injury claim payouts and the benefit of using a solicitor, please reach out to one of our advisors.

How Do You Build A Solid Claim?

The first thing you should do after your injury is attend A&E or visit a GP to receive treatment. You should later ensure you obtain medical records from these meetings, as they could act as evidence. 

As mentioned above, you should obtain both medical and financial evidence to support your claim. This is to prove the extent to which the injury has affected you and outlines how much compensation you need to restore your finances to where they were before the injury. 

As the article progresses, we will explore how to make a personal injury claim yourself in the UK. However, you may find that the services of a personal injury solicitor help when valuing and negotiating your compensation. 

Our panel of lawyers is experienced in handling claims and negotiating settlement offers, so get in touch with us today to begin your personal injury claims process. Our advisers are available 24/7 to offer free legal advice.

Collecting Evidence To Support Your Claim

As mentioned above, collecting evidence can be a crucial part of ensuring you get more money from an injury claim. The compensation you could receive is generally based on the evidence you provide, so having a sufficient amount of proof is important. You should collect as much as possible.

An example of evidence you could collect is pictures of your injuries, as this can help prove your injuries. Furthermore, witness statements or CCTV can support your claim, as this can prove the injury occurred exactly how you claim it did.

If you failed to provide sufficient evidence, the defendant could try to claim that the accident never took place or wasn’t their fault. Additionally, failing to provide medical records could lead the defendant to argue that your injuries aren’t as severe as you state they are. Due to this, it is always helpful to provide evidence in a personal injury claim. Although it can be time-consuming, it could be crucial.

Collecting Medical Evidence To Support Your Claim

Supporting and aiding your own recovery is of significant importance after an injury. You should ensure you get enough rest and take time off work if needed. However, attending A&E or a GP surgery to receive medical attention must be done if needed. This can also help with your claim. 

Medical evidence can be in the form of medical records containing details of your diagnosis and/or treatment. This can help portray the exact injury you suffered, as well as the treatment you took. You can also provide prescriptions of medication you have taken to prove financial costs.

As part of the claims process, we always recommend that you have an independent medical assessment. A medical professional would look over your injuries and any available medical records and create a report. The report would detail the severity of your injuries and your prognosis. It would also indicate whether your injuries were caused (or at least worsened) by the accident or not. Your solicitor, if you choose to use one, could then use the report to value your injuries. 

Therefore, a medical report could help you get more money from an injury claim. 

Should I Accept A Pre-Medical Offer?

We advise that you should refrain from accepting a settlement offer before you attend the independent medical assessment. When you see the figure, it may be tempting to accept it straight away. However, if you don’t truly know the value of your injuries, accepting your pre-medical offer can be a mistake.

Refusing to accept such an offer can show the defendant that you are dedicated to getting more money from an injury claim. Immediately backing down may make their job easier, but it doesn’t necessarily leave you with the compensation amount you potentially deserve.

Simply stating that the offer isn’t high enough is unlikely to earn you more compensation. Providing adequate medical evidence, however, can help. Having a specialist UK solicitor could help your case as they have experience with personal injury negotiation tactics in the UK.

Ensure The Settlement Offer Assesses Future Expenses

Once you have accepted a compensation offer, you cannot retract it. This is why you should carefully consider whether what is offered reflects your suffering and losses. You may also need to ensure the settlement offer involves future expenses, if appropriate. You can request a breakdown of what the settlement offer covers, and ensure future expenses are included. 

It’s important that, if your injuries will continue to affect your finances after your claim has ended, your settlement includes future losses so you don’t have to pay for this yourself.

A personal injury solicitor could help you figure out whether you may require future expenses. These expenses could include:

  • Future loss of income
  • Ongoing medical costs
  • Future care costs

A UK lawyer could also use evidence to assess how long the future expenses may last, which could be weeks, months, or years. 

You can contact our team of advisers for free legal advice to discuss your situation. After this, they could forward you to our panel of lawyers who can discuss future losses with you.

Calculating Compensation Awards In Personal Injury Claims

Compensation consists of two segments: general damages and special damages. Firstly, we will focus on general damages. General damages compensate for the injury itself and the mental and physical impact it has had on your life. When you contact our team of advisers, they can discuss general damages with you.

Some guides provide a personal injury claims calculator. However, we believe this would be inaccurate in this instance as every individual case and injury is different. Instead, the table below conveys figures taken from the Judicial College Guidelines. (This is a regularly updated publication solicitors may use to help them value injuries.) These figures are for example purposes only and may vary.

Injury:Severity:Notes:Compensation:
Injuries Affecting SightTotal blindness and deafnessRanking with the most devastating injuries.In the region of
£403,990
Injuries Affecting SightComplete loss of sight in one eyeThis award takes account of some risk of sympathetic ophthalmia.£49,270 to £54,830
Hand InjuriesTotal or effective loss of both hands.Top of the bracket awarded when no prosthesis can be used.£140,660 to £201,490
Hand InjuriesModerateCrush injuries, penetrating wounds, soft tissue injuries, and deep lacerations.£5,720 to £13,280
Amputation of ArmsLoss of both armsWhere the claimant is reduced to a state of helplessness.£240,790 to £300,000
Loss of One ArmBelow-elbow amputationAmputation through the forearm.£96,160 to £109,650
Other Arm InjuriesSevereInjuries that fall short of amputation but are extremely serious with next to no arm mobility.£96,160 to £130,930
Other Arm InjuriesInjuries resulting in permanent and substantial disablementInjuries resulting in permanent and substantial disability. Serious fractures in one or both forearms.£39,170 to £59,860
Leg InjuriesLoss of Both LegsThe award level will depend on factors such as the seriousness of phantom pains and associated mental impact.£240,790 to £282,010
Leg InjuriesModerateMultiple leg fractures or severe crushing injuries, usually on one limb.£27,760 to £39,200
Injuries to the Pelvis and HipsSevereExtreme fractures to the pelvis involving dislocation of a low back joint and a ruptured bladder.£78,400 to £130,930
Injuries to the Pelvis and HipsModerateSignificant injuries to the pelvis and hips with no permanent disability and little risk of future damage.£26,590 to £39,170

In addition to general damages, you could claim special damages too. Special damages are compensation for the financial loss you have suffered due to your injury. An example could be loss of earnings due to taking unpaid sick leave from work. 

To qualify for special damages, you must provide evidence. This could include bus tickets to prove you travelled to and from medical appointments. 

Our panel of personal injury lawyers can help you collect evidence. Our legal advisers are available 24/7 to offer free legal advice and help you gain the compensation you may deserve.

How Much Time Do You Have To Get More Money From An Injury Claim?

If you want to make a personal injury claim, you must adhere to the time limit provided. Apart from some exceptions, there is typically a three-year time limit to pursue a personal injury claim. That’s three years from when you suffer the injury or from when you realised it was at least partially due to someone’s negligence.

If you are under 18, the three-year time limit begins on your 18th birthday. However, a friend/family member can act as a litigation friend and pursue the claim for you. If you are incapacitated, the three-year time limit begins from your recovery. Otherwise, you could also use a litigation friend.

As you can see, there is limited time to make an injury claim. Contact our team of advisers today for free legal advice regarding your situation. They can then connect you with our panel of lawyers who can discuss your case with you.

I Suffered An Accident; What Should I Do To Get More Money From An Injury Claim?

If you have suffered an injury, the first step is to seek medical care and later obtain medical records. This is beneficial to your well-being and gathering evidence can help you get more money from an injury claim later. 

If you suffer the injury at work and don’t need to attend A&E, you should visit a trained first aider on site and fill in the work accident book, which you can also use as evidence in your personal injury claim.

After you have been seen by a medical professional, you should gather as much evidence as you can find. This includes witness contact details for statements, CCTV footage, and pictures of your injuries. The more valid and strong evidence you have, the better chance you could have of making a successful claim.

You could also contact a specialist solicitor. Our panel has experienced, professional lawyers who would be happy to help you with your case. Contact our team of advisers and they could connect you with our panel of lawyers who could help you.

Do You Handle Personal Injury Claims On A No Win No Fee Basis? 

Our panel handles personal injury claims on a No Win No Fee basis. No Win No Fee agreements can be beneficial as you only have to pay the solicitor’s fees if your case succeeds. 

If your case fails, you aren’t obliged to pay the solicitor’s fees. If your case succeeds, your personal injury solicitor can deduct a small, legally capped percentage of your compensation. This percentage will be discussed with you beforehand and is to reimburse your solicitor for their hard work. 

Why wait? Get in touch with our team of advisers today to discuss how to get more money from an injury claim. They can connect you with our panel of lawyers who can discuss No Win No Fee agreements with you.

We suggest you contact us by:

  • Calling our 24/7 team of advisers on 020 3870 4868 for free legal advice.
  • Starting your claim online. An adviser will get back to you at your earliest convenience. 
  • Chatting with an adviser through our live chat pop-up box for an instant response.

Other Information

Medical Negligence Compensation Claims: If you have suffered due to a medical professional’s negligence, you may be able to launch a personal injury claim.

A Guide to Accident at Work Claim – How Much Compensation Can I Claim? – How to Claim?: Have you suffered an accident at work that wasn’t your fault? You could be eligible to pursue a personal injury claim and gain compensation for your injuries.

Can You Sue On Behalf Of Someone Else? – A Complete Guide For Claiming Compensation For Someone Else: Are you thinking of acting as a litigation friend for a friend/family member who’s under 18 or incapacitated? This guide includes the information you should know.

How do I know if I’ve Broken a Bone?: If you suspect you may have a broken bone injury, this NHS guide explores the common signs of a broken bone and where to go to get treatment.

Health and Safety at Work etc Act 1974 (HASAWA): The HASAWA outlines the duty of care employers have to safeguard and protect their employees and how this can be breached.

Report a Problem with a Pavement: If you have suffered a public injury on pavement, you can report a problem with a pavement here. 

Holiday Accident Claims Guide – How Much Compensation Can I Claim?: Read this article to learn more about making a holiday accident claim.

Criminal Injury Compensation Calculator: This is a guide detailing how much you could potentially claim for a criminal injury.

FAQs: People Ask About Getting More Money From An Injury Claim

How do I get more money from an injury claim?

You can get more money from an injury claim by providing sufficient evidence to support your claim. This could include bus tickets to prove you travelled to and from medical appointments, for example.

What is the average payout for a personal injury claim?

Payouts for personal injury claims vary from case to case. That’s because compensation is calculated on the severity of the injury, the strength of evidence and other unique factors. 

How much do insurance companies pay for personal injury claims?

The amount insurance companies pay for personal injury claims depends on the general and special damages awarded to the claimant. 

Can you claim twice for personal injury?

You cannot claim twice for the same personal injury. This is why it’s important to get the maximum amount of compensation you can.

How many personal injury claims go to court?

Most cases don’t go to court, with many defendants choosing to make a settlement instead.

Writer HL

Checked by HT